Residence 5175 Chambord is an architectural project where the recently reconstructed house has preserved its original structure while enhancing the floor height, providing a completely redesigned living space. This project emerged from a deep inspiration to breathe life into a facade while scrupulously adhering to the historical criteria of the house. Materials and colors were carefully chosen to harmonize with the surrounding environment.
The goal was to create a cohesive aesthetic while injecting contemporary elements. The terracotta red color, representative of the facade, was meticulously integrated into the interior, particularly in key elements such as the staircase or windows, bringing a warm visual continuity.
At the heart of the apartment is the staircase, transformed into a centerpiece with perforated steel railings combined with white oak furniture. In the living room, the use of fluted glass creates subtle privacy between rooms. This combination produces a light effect, allowing the infiltration of natural light.
In the bathroom, ochre-yellow ceramic, a warm hue, contrasts with gray tiles, creating a vibrant ambiance. The ochre color theme continues with a backsplash in the kitchen, providing visual coherence throughout the house, evoking a welcoming atmosphere.
The design extends outdoors with a private rooftop terrace equipped with planting boxes, inviting nature to merge with the living space. The kitchen, located on the second floor, shares the floor with the rooftop terrace, offering a direct connection between the culinary space and the outdoor area.
Residence 5175 Chambord has been meticulously designed to blend the old and the new, creating a refined living space where history intertwines with innovation, forming a welcoming and aesthetically pleasing environment
_naturehumaine is an architecture and design firm based in Montreal. The agency holds the vision that architecture is at the center of our lives and serves as a medium regulating our interactions with the world. The architecture firm undertakes a variety of projects with the goal of designing dynamic and inspiring living spaces. These spaces aim to positively contribute to the development of individuals and communities.
From private residences and multi-unit housing to shops and museums, the projects are diverse. Indeed, _naturehumaine makes each project unique and showcases it to its full potential. Innovative and unconventional projects? _naturehumaine enjoys breaking away from the beaten path. The agency has, in fact, received numerous awards for the quality and originality of the projects undertaken.
In a space designed by _naturehumaine, high-quality materials have been used. Aluminum windows provide durability and aesthetics, a perforated steel staircase is both elegant and functional, and a heated oak plank floor brings warmth and refinement, highlighting the perfect blend of contemporary aesthetics and timeless functionality
Living in Petit Laurier means residing in a peaceful atmosphere within an urban setting.
Groceries, restaurants, cafes, and charming shops—Petit Laurier, a unique neighborhood, provides its residents with the benefits of the city through the abundance and proximity of its businesses and major arteries, all in a welcoming and friendly atmosphere. Both youthful and family-oriented, this distinctive neighborhood creates a warm, convivial, and vibrant living space.
Numerous services and shops within walking distance.
Many services and shops within walking distance.
A wide range of products and services are available in Petit Laurier.
Here’s a glimpse of two favorite addresses to discover in the area: Stella Pizzeria and Nikkei MTL.
At the corner of Rue de Lanaudière and Laurier Avenue E is Stella Pizzeria. This neighborhood pizzeria offers Italian dishes crafted by Chef Alessandro. His cuisine showcases the delights of Puglia, his hometown in Italy, through dishes that highlight traditional flavors reimagined with creativity.
Stella Pizzeria‘s reputation is built on the excellence of its pizza, with a crispy, light, and flavorful crust resulting from unparalleled craftsmanship. Each ingredient is carefully selected to top these pizzas. Among the must-try dishes are also homemade ravioli and Eggplant Parmigiana. In terms of beverages, the carefully crafted cocktail menu and wine selection perfectly complement this Italian feast.
This place, where traditional recipes blend with contemporary creativity, is a must-visit for any lover of exquisite Italian cuisine, where passion and authenticity come together seamlessly.
Opened in 2022, Nikkei restaurant offers a refined and captivating culinary experience. The Nikkei restaurant menu showcases a variety of dishes that seamlessly blend Japanese and Peruvian influences. From sushi to tiraditos, sashimi to ceviches, each dish is prepared with meticulous attention to detail and flavor balance.
The cocktails at Nikkei often blend traditional ingredients from both cultures, creating unique and refreshing beverages. The subtle flavors and artistic presentations of the cocktails perfectly complement the meal.
Whether for a special occasion, a dinner with friends, or an intimate meal, Nikkei restaurant provides a memorable culinary experience that combines tradition and innovation, inviting guests to explore a unique fusion of flavors and culture.
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Our team of real estate brokers shares tips and tricks for your real estate projects in Montreal.
Our team of real estate brokers shares tips and tricks for your real estate projects in Montreal.
It is a space where individuals and families live and reside. Residential real estate pertains to properties used for housing purposes. Single-family homes, apartments, condos, and apartment buildings with four units or fewer are considered residential buildings.
Owners of residential real estate can be individuals, real estate investors, or companies specializing in the residential sector. For the purpose of renting the property, the landlord must fill out the mandatory lease from the Tribunal administratif du logement. In residential real estate, the lease is typically of shorter duration, usually ranging from six to 12 months. When acquiring a used residential real estate property (not considered new), the transaction is exempt from GST (Goods and Services Tax) and QST (Quebec Sales Tax).
It is a space designed to house commercial, industrial, office, or retail activities. Commercial real estate pertains to properties used for commercial or professional purposes. A building is considered commercial when it has five or more residential units. A mixed-use building is also considered commercial. It features a structure where the lower levels are intended for businesses or offices, while the upper floors can be configured as apartments or residential units. Offices, shopping malls, warehouses, hotels, restaurants, and industrial complexes are examples of commercial buildings.
Owners of commercial real estate can be institutional investors, businesses, real estate developers, or individuals. When purchasing a commercial property, GST (Goods and Services Tax) and QST (Quebec Sales Tax) apply to the portion representing the percentage used for commercial purposes. Commercial real estate is often leased to businesses or commercial tenants, which can generate higher income compared to residential real estate.
Commercial leases typically have longer terms and specific conditions. Some leases can have a duration of five to ten years. Moreover, in the commercial sector, it is not mandatory to use leases from the Tribunal administratif du logement, as is the case in residential real estate.
Different rules apply to commercial leases. For instance, the owner of a commercial property can request a security deposit from the tenant, which is not allowed in residential leases. They can also prohibit subleasing or the termination of the lease by the tenant. At the end of the lease, the tenant must vacate the commercial space, whereas in residential real estate, the lease is automatically renewed. Additionally, in case of a dispute, the owner and the tenant must go to the Superior Court or the Court of Quebec, rather than the Tribunal administratif du logement as is the case in residential real estate.
Different terms are used to refer to what landlords and tenants must pay in a commercial lease:
-Gross lease: This is a lease where everything is included. The tenant only has to pay their rent. Costs related to the property are included in the rent or paid by the landlord. Charges included in a gross lease may encompass utilities (such as water, electricity, and heating), maintenance of common areas, property taxes, basic insurance costs, and similar expenses. However, it’s important to note that how these charges are apportioned between the tenant and the landlord can vary from one gross lease to another.
-Triple Net Lease (Net, Net, Net): In a triple net lease, the tenant is responsible for paying, in addition to their base rent, the expenses related to the property (cleaning, electricity, municipal or school taxes, etc.). In a triple net lease, the tenant assumes the responsibility of paying not only the base rent but also all operating expenses of the property, including property taxes, insurance premiums, and maintenance costs.
The main distinctions between residential and commercial real estate lie in the use of the properties. Residential buildings are intended for habitation and living, whereas commercial buildings are designed to house businesses and economic activities. They encompass different types of properties. A residential building can be a single-family home, while a commercial building can be a hotel, for example. The type of lease and the lease duration will also be different. A commercial lease will typically have a longer duration than a residential lease and is not bound by the mandatory model provided by the Tribunal administratif du logement. As mentioned earlier, there are many distinctions between residential and commercial leases.
Finally, the financial objectives associated with them will differ. The primary objective of residential real estate is generally to provide a living space for its occupants. While some individuals may invest in residential properties for rental purposes, the priority is often the quality of life for the residents rather than income generation. On the other hand, the primary goal of commercial buildings is to generate income from the economic activities they house. Commercial property owners can generate income in the form of rent and may also benefit from the appreciation of real estate values based on business performance.
The Plateau-Mont-Royal amends its Zoning By-law (01-277) In the midst of a housing crisis, the Plateau-Mont-Royal borough in Montreal has recently announced the adoption of
The FHSA – Key information Buying a home is an important investment that can lead to one of your best investments for life. There are
Lease renewal : the important points As the deadline for lease renewal approaches, it is appropriate to point out a few details of the law
Buying a home is an important investment that can lead to one of your best investments for life. There are many potential buyers, but there are also many who are having trouble getting the down payment they need for such a large real estate purchase, especially with rising property prices.
Since the last election campaign, the Liberal government, under the leadership of Justin Trudeau, had mentioned the possibility of introducing an RDSP. This registered program would be dedicated to first-time buyers under the age of 40 to help them access their first home. However, the idea of the RDSP was abandoned and replaced by the FHSA or tax-free savings account for first-time home buyers. The FHSA would be in place as of April 2023 and has certain features.
The Tax-Free First Home Savings Account (FHSA) is designed to help first-time buyers save for their down payment. The main idea is to help young people become homeowners through the housing frenzy. The FHSA combines a variety of TFSA (tax-free savings account) and RRSP (registered retirement savings plan) benefits.
In this form of savings, an individual can contribute up to a maximum of $8,000 per year, for a maximum accumulation of $40,000. These contributions are tax-free and the accumulated income is tax-free, so there is nothing to pay back over the years. Withdrawals from the purchase of a property are then also non-taxable.
In order to access and benefit from the TFSAPP, certain eligibility criteria must be met:
-You must be a Canadian citizen and resident 18 years of age or older.
-There is no maximum age limit for opening an account.
-You must not have acquired a property when opening an account or four years before opening it. It must therefore be a first real estate purchase.
The FHSA also has certain features:
-The maximum contribution per year is $8,000.
-Unused contributions can be transferred to the following year.
-The maximum FHSA limit is $40,000.
-Like an RRSP, contributions are fully tax deductible. This increases the ability to save.
-Withdrawals related to the purchase of a property are non-taxable.
-These non-taxable withdrawals will be used to purchase a single property for life.
-If a withdrawal is made and has a purpose other than the purchase of real estate, the amount of the withdrawal will then be taxable.
-The HBP (home buyers’ plan) and FHSA can be combined to purchase your first home.
-The money can be invested in a FHSA for up to 15 years or until the age of 71. If this maximum period is reached, the account must be closed and the total amount of the accumulated money transferred to an RRSP.
–If you want to purchase a property with your spouse, you can combine the accumulated amount of your FHSA with another FHSA account for the down payment.
The FHSA then presents certain constraints, but also significant advantages for a first-time buyer.
Other products will be offered over time. Here are the ones currently known:
-Stocks, options and bonds
-Savings deposits
-Exchange Traded Funds (ETFs)
-Cash
-Have a written agreement to buy in Canada
-Be considered a first buyer (of a first property)
-Make the withdrawal of the CELIAPP 30 days after the purchase of the property, thus following the passage to the notary
-Closure of FHSA must occur on December 31 of the following year of the first eligible withdrawal
After the maximum period of 15 years, you have two options. You can withdraw the full amount accumulated in your FHSA, but it will be taxed. The second option is to transfer FHSA amounts to your RRSP or RRIF (Registered Retirement Income Fund) without tax impact without affecting your RRSP contribution room.
The FHSA account is available in the various banks across the country. It’s a simple process to open an account. Make an appointment with your bank advisor, in person at the branch, by phone or virtually.
Available in 2023, the Tax-Free First Home Savings Account (FHSA) is designed to help first-time buyers through the housing frenzy to save for their down payment. The FHSA has many advantages, such as improved ability to save, with fully tax-deductible contributions and non-taxable withdrawals on the purchase of your first home. In addition, the maximum FHSA limit is raised to $40,000, for a maximum annual contribution of $8,000. The FHSA has many advantages for the purchase of your first property.
The Plateau-Mont-Royal amends its Zoning By-law (01-277) In the midst of a housing crisis, the Plateau-Mont-Royal borough in
The FHSA – Key information Buying a home is an important investment that can lead to one of
Lease renewal : the important points As the deadline for lease renewal approaches, it is appropriate to point
La Petite-Patrie, a vibrant neighborhood with undeniable charm, invites you to discover a magnificent property that is sure to captivate you. Nestled in the heart of this coveted urban enclave, this house exudes elegance and boasts details that will truly enchant you.
Warm stays evoke a nostalgic era, with their distinguished architectural ornaments such as mouldings, woodwork, stained glass windows, rosettes, and chandeliers. The high ceilings add a touch of grandeur to each room, creating a majestic and welcoming atmosphere.
Delve further and uncover a remarkably spacious and functional kitchen, adorned with cleverly designed storage options. This generous space will enable you to prepare memorable feasts alongside your loved ones, while savoring moments of warmth and camaraderie. Moreover, a charming and intimate terrace awaits you to indulge in the gentle summer evenings. This private outdoor space provides the perfect opportunity to relax, soak up the sun, and fully enjoy life in the heart of the city.
Furthermore, a delightful and intimate terrace awaits you to relish in the gentle summer evenings. This private outdoor space presents the ideal opportunity to unwind, soak up the sun, and fully embrace the vibrant city life.
Upstairs, be mesmerized by the five generously sized bedrooms that provide both privacy and absolute comfort.
But that’s not all! This property also features a detached double garage, offering ample space to shelter your vehicles and securely store your belongings.
6545 Saint-Vallier Street:
A truly exceptional property in the heart of Rosemont—La Petite-Patrie awaits your discovery today!
Asking price : 1 195 000 $
Year of construction : 1900
Description : STUNNING PROPERTY IN THE HEART OF PETITE-PATRIE. Abundant windows. Spacious and elegant living spaces. 5 generously sized bedrooms. Cozy living rooms. Large kitchen with ample storage. Laundry room. Distinguished architectural ornaments: moldings, woodwork, stained glass, rosettes, and chandeliers. High ceilings. Ideal room division. Charming and intimate terrace. Detached double garage. Just steps away from Beaubien metro station and close to shops, gourmet grocery stores, and other urban delights of La Petite-Patrie. The charming Saint-Vallier street welcomes you!
Square footage : 2 500 pi²
Living Room Decoration: 7 Tips for Styling The living room is often the heart of the home, a space where family and friends gather to
5 interior design trends As a real estate organization within the Montreal metropolis, it is essential to stay abreast of interior decorating trends to offer
4106 rue Rivard – Détails sur la propriété A rare gem Nestled in the heart of Plateau-Mont-Royal, this tastefully renovated multi-story house stands as a
Montréal
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As a real estate organization in Montreal, it is essential to follow interior design trends to offer properties that meet the needs of potential buyers. While they are constantly evolving, 2023 is no exception.
Here are 5 trends to consider:
Address : 3940 rue de Mentana, Le Plateau-Mont-Royal
Maximalist style is back and encourages boldness and exuberance. The walls can be decorated with extravagant patterned wallpapers, rich and vibrant colors, and layered carpets to create an opulent look. The accessories can be used without restraint to bring a finishing touch to the decoration.
Address : 4069 avenue des Érables, Le Pateau-Mont-Royal
In recent years, the trend of natural materials has been asserting itself in interior decoration and 2023 is no exception. People want to create a warm and welcoming atmosphere at home using elements such as wood, stone and natural fibers like rattan. Neutral colors and organic textures are also very popular to achieve this effect.
Address : 1487-1489 rue Marie-Anne, Le Pateau-Mont-Royal
If you are not a fan of extravagant and colorful decors, another trend in vogue is the Japandi style, a fusion between the Scandinavian and Japanese style. This sleek and elegant style also favours the use of natural materials, but goes further by incorporating clean lines and minimalist design. It highlights the harmonious combination of natural materials, neutral colours and clean shapes, creating a cozy, bright and sophisticated atmosphere.
Address : 5247 avenue Belmore, Notre-Dame-de-Grâce
Dynamic decors encourage creativity with geometric shapes, vibrant colours and varied textures. Bold designs and overlays are welcome, and imperfection is even celebrated. So don’t be afraid to think outside the box!
Colourful lights are a joyful reminder of the past that finds its place in modern interiors. With their retro touch, these lights are a real asset that add a touch of fantasy to any decor. They are perfect to highlight a monochrome piece, or to enhance a soft decor with a touch of color. So, if you want to bring color and personality to your home, don’t be afraid to dare with colorful lights!
To conclude, the decorating trends of the current year offer a unique opportunity to express your creativity and personality within your living space. Whether you are a fan of bold and dynamic styles or prefer a minimalist approach, there are options for everyone. And you, what trend do you intend to adopt to give life to your interior?
Living Room Decoration: 7 Tips for Styling The living room is often the heart of the home, a space where family and friends gather to
5 interior design trends As a real estate organization within the Montreal metropolis, it is essential to stay abreast of interior decorating trends to offer
4106 rue Rivard – Détails sur la propriété A rare gem Nestled in the heart of Plateau-Mont-Royal, this tastefully renovated multi-story house stands as a
Have you always dreamed of living in the heart of a jewel of unparalleled authenticity?
Enter 3468 avenue Laval, a majestic property with unique architecture that will leave you speechless.
From the moment you walk through the door, you’ll be captivated by the tall, elegant entrance and finely crafted details that are the hallmarks of a sumptuous property.
Borrowing its design from the Victorian style of the 19th century, you’ll find a host of period features in every room of the house. These include colorful, finely drawn stained glass windows, wood floors with traditional tapestries, decorative fireplaces and high ceilings with chandeliers worthy of the era.
Not to mention the dark wood moldings framing the room entrances, to welcome you into each space with distinction.
You’ll find yourself living in a unique cocoon, enhanced by its touches of natural light, particularly in the gourmet kitchen with its distinguished finishes, the ideal place to concoct your most refined dinners, which you can enjoy in the cozy dining room.
The 3 spacious bedrooms are divine, reflecting the elegance embodied by this home. The perfect place to fall asleep after a warm and intimate evening by the fireplace.
There’s also a private balcony, perfect during warmer weather, for gathering with friends or simply reading in the sunshine.
Located in the lively Plateau-Mont-Royal district, you won’t want to miss its splendid Victorian façade on the emblematic Avenue Laval. Living in this home combines charm and excitement, as you’re close to all the best addresses in this vibrant neighborhood.
Living Room Decoration: 7 Tips for Styling The living room is often the heart of the home, a space where family and friends gather to
5 interior design trends As a real estate organization within the Montreal metropolis, it is essential to stay abreast of interior decorating trends to offer
4106 rue Rivard – Détails sur la propriété A rare gem Nestled in the heart of Plateau-Mont-Royal, this tastefully renovated multi-story house stands as a
Buying a property is an investment involving different stages. An essential step in this process is to finance the property that you want to buy: it is the down payment. But what exactly is the down payment? What are the different down payment percentages depending on the type of property? Here’s a quick overview of what a down payment is to facilitate your understanding.
A down payment is a portion of the amount you will need to take out of your savings to complete the purchase of the desired property. Mortgage loan insurance, commonly known as mortgage, will then pay off the remaining balance of the property.
It is important to know that the higher the down payment, the lower the loan and the interest. The lower the down payment, the higher the mortgage will be. Also, depending on the amount of the property, as well as the type of property (residential or commercial), the down payment rate will differ.
The minimum down payment for a property of $ 500,000 or less is usually 5% of the purchase price for the owner-occupier. For example, if the property was worth $ 400,000, the amount paid for it would be $ 20,000. The mortgage amount will then be $ 380,000. However, it should be noted that interest rates and additional amounts are added to this mortgage.
The down payment for a property of $ 500,000 or more is 5% of the first $ 500,000 and 10% of the amount exceeding $ 500,000. This then means that for a property of $ 600,000, the down payment will be $ 35,000.
This amount was obtained by calculating:
5% x $ 500,000 = $ 25,000
10% x $ 100,000 = $ 10,000
So $ 25,000 + $ 10,000 = $ 35,000
The down payment for a property of $ 1 million or more is 20%. For example, if a property is sold for $ 2 million, then the down payment for that property will be $ 400,000.
The minimum down payment for a triplex or quadruplex of $ 500,000 or less is usually 10% of the purchase price for the owner-occupant. For example, if the property was worth $ 400,000, the amount paid for it would be $ 40,000. The mortgage amount will then be $ 360,000. However, it should be noted that interest rates and additional amounts are added to this mortgage.
The minimum down payment for a triplex or quadruplex of $ 500,000 or less is usually 10% of the purchase price for the owner-occupant. For example, if the property was worth $ 400,000, the amount paid for it would be $ 40,000. The mortgage amount will then be $ 360,000. However, it should be noted that interest rates and additional amounts are added to this mortgage.
As with single-family homes and duplexes, the down payment for a triplex or quadruplex of $ 1 million or more is 20%. For example, if a property is sold for $ 2 million, then the down payment for that property will be $ 400,000.
It should be noted that if the owner does not live on the premises of his property, that is to say that he is not an occupying owner and that he has his accommodation(s) rented, he will then have to pay a down payment of 20% for a single-family house, a duplex, triplex or quadruplex.
In the current market, for buildings with five or more units, a down payment of 30% to 50% is required by the majority of financial institutions, regardless of whether the owner remains in the property or not.
The Tax-Free Savings Account for First-Time Home Buyers (FHSA) aims to assist first-time buyers in saving for their down payment. The primary idea is to help young individuals become homeowners amidst the real estate frenzy. The FHSA combines various advantages of the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). For more information on the FHSA, please refer to our article on the subject.
Down payment is a fairly complex concept and will vary depending on the type of property and its purchase price. For single-family and duplex homes of $ 500,000 or less, the down payment is usually 5%. Properties between $ 500,000 and $ 999,999 have a down payment of 15% while those with an amount of $ 1 million and more will require a down payment of 20%. For triplexes and quadruplexes up to $ 999,999, the down payment will be 10%. It should be noted that properties that are not occupied by their owner choose a down payment of 20%. Rental properties can vary between 20% and 25% of the down payment depending on the type of property.
It should also be noted that the down payment for foreign investments differs and is at least 35% for residential properties and revenue buildings. See our article on the Prohibition on the Purchase of Residential Properties by Non-Canadians Act for more information on foreign investment.
With this wealth of information in mind, it is recommended that you be accompanied by your financial institution and by a real estate broker who will explain in detail the intricacies of the down payments required for each type of property.
The Plateau-Mont-Royal amends its Zoning By-law (01-277) In the midst of a housing crisis, the Plateau-Mont-Royal borough in Montreal has recently announced the adoption of
The FHSA – Key information Buying a home is an important investment that can lead to one of your best investments for life. There are
Lease renewal : the important points As the deadline for lease renewal approaches, it is appropriate to point out a few details of the law
